TERMS OF SERVICE
Victus Elite Consilium Group (VECG)
Effective Date: November 28, 2025
These Terms of Service (“Terms”) govern your access to and use of the website, educational materials, training programs, instructional modules, AI-driven tools, and any related services offered by Victus Elite Consilium Group (VECG) (“Company,” “we,” “us,” or “our”).
By accessing or using our website or enrolling in any training program, you agree to be legally bound by these Terms. If you do not agree, you must not access or use our website, platform, or services.
VECG provides education-only training programs for U.S. military veterans who wish to learn how to independently understand, organize, and manage their own VA disability claims.
VECG does not provide legal services, medical services, accredited VA representation, claim preparation, or any action performed on behalf of a client. Nothing on this website or within our training programs creates an attorney-client, representative-client, or fiduciary relationship. If you enroll or use our services, you acknowledge that: all instruction is educational, you remain fully responsible for your own VA filings and decisions, and no outcome with the VA is guaranteed or implied.
2.1 Nature of the Educational Program
Victus Elite Consilium Group (“VECG”) provides an education-only training program designed to teach United States military veterans how to independently understand, research, organize, and manage their own VA disability claims. The services consist of structured lessons, instructional modules, worksheets, guided learning sessions, training interactions, AI- assisted educational tools, and program materials intended to help Clients learn how to navigate the VA disability process on their own. All training content is educational, conceptual, and illustrative, and the Client remains solely responsible for applying the information to their personal circumstances.
2.2 No Legal, Medical, or Accredited Claim Services
VECG does not provide legal services, medical services, psychological services, claim preparation services, or accredited VA representation. VECG does not prepare, file, review, or submit any claim or document to the United States Department of Veterans Affairs on behalf of any Client. VECG does not communicate with the VA, does not act as a representative or agent before the VA, and does not guarantee or predict approval, ratings, increases, back pay, or any specific VA outcome.
VECG is not affiliated with the VA, the Department of Defense (DoD), any branch of the U.S. Armed Forces, any Veterans Service Organization (VSO), accredited agent, or any government agency. Nothing in the program or on the website shall be interpreted as legal or medical advice, and no attorney-client or representative-client relationship is created.
2.3 User Eligibility Requirements
To access or use the educational program, a Client must be at least eighteen (18) years of age, must be a resident of the United States, and must have the legal capacity to enter into a binding agreement. The Client agrees to provide accurate, complete, and truthful information when registering and when participating in the program. VECG reserves the right to verify eligibility or deny access if required for compliance or legal purposes.
2.4 Modifications to Services
VECG may modify, update, enhance, limit, or discontinue any portion of educational program, website features, AI tools, or training materials at any time to improve quality, maintain compliance, or support platform operations. Such modifications do not alter educational nature of program or the Client’s responsibility to complete program material independently.
3.1 Accuracy of Information
The Client agrees to provide complete, accurate, and truthful information when registering for the program and throughout the duration of their participation. The Client acknowledges that all information submitted to the United States Department of Veterans Affairs or to any other entity in connection with their personal disability claim is their sole responsibility. VECG does not verify, review, or confirm the accuracy of any information the Client provides, and VECG shall not be held liable for any consequences arising from inaccuracies, omissions, or misrepresentations made by the Client.
3.2 Independent Application of Educational Material
The Client understands that all training provided by VECG is educational and self-directed. The Client is solely responsible for applying the concepts, lesson materials, and instructional content to their personal circumstances. VECG does not perform any actions on behalf of the Client, and the Client agrees that they alone are responsible for preparing, organizing, submitting, and managing any VA disability claim or related documentation.
3.3 Professional Conduct and Participation
The Client agrees to maintain professional, respectful communication during all interactions with VECG instructors, staff members, and other participants. The Client further agrees to participate actively in training sessions, complete assigned lessons, and follow the program guidelines. VECG may restrict, suspend, or remove access to the program if the Client engages in abusive conduct, disruptive behavior, threats, harassment, or violations of the Terms.
3.4 Compliance With Law and Program Rules
The Client agrees to use the website, program content, AI tools, and all associated materials in a lawful manner and in compliance with these Terms. The Client shall not use the program for any unlawful purpose, including but not limited to attempting to obtain legal advice, medical guidance, or accredited claim preparation. The Client agrees not to misrepresent the role of VECG or imply that VECG is preparing or submitting claims on their behalf.
3.5 Security of Account Access
The Client is responsible for maintaining the confidentiality of their account login credentials and any access granted to the educational platform. Any activity conducted under the Client’s account shall be deemed authorized by the Client unless proven otherwise. The Client agrees to notify VECG immediately of any unauthorized access or security concern.
4.1 Program Tuition Structure
Tuition for the VECG educational training program is based on the specific training tier selected by the Client at the time of enrollment. Each tier includes a defined set of instructional modules, lessons, and educational resources. All tuition amounts correspond to educational content only and are not tied to any VA disability decision or outcome. The Client acknowledges that tuition is owed for access to the program curriculum and training instruction, regardless of any external results related to the Client’s personal disability claim.
4.2 Payment Due Upon Program Completion (“Graduation”)
Tuition is due only upon the Client’s successful completion of the educational program. Completion, also referred to as graduation, shall occur when the Client has finished all assigned training modules, lessons, worksheets, coaching sessions, and any other program requirements established by VECG. The Client will receive a program completion acknowledgment from VECG, after which tuition becomes due. The Client agrees that payment is not connected to any VA claim decision, outcome, rating, retroactive award, or external event, and payment is required strictly upon completion of the training curriculum.
4.3 Payment Options and Installment Arrangements
The Client may elect a payment method approved by VECG, including upfront tuition payment or a scheduled installment arrangement. If the Client participates in a monthly installment plan or recurring membership, those payments shall continue until the Client completes all program modules and receives the program completion acknowledgment. If a deferred or hardship- based arrangement is approved, the Client agrees that the full remaining tuition becomes due immediately upon graduation. All payment arrangements must be honored according to the terms provided at enrollment.
4.4 Late Tuition and Continuation Fees
Any tuition not paid within the time period specified by VECG after program completion shall be subject to a monthly late fee of one and one-half percent (1.5%) of the outstanding balance until paid in full. If the Client delays program completion beyond the intended time frame, continuation fees may apply for extended instructional access or prolonged training engagement. VECG may suspend access to program materials or learning tools if tuition becomes excessively delinquent or if continuation fees remain unpaid.
4.5 Tuition Collection and Legal Enforcement
If the Client fails to submit tuition owed after program completion, VECG may pursue any lawful collection remedies, including but not limited to civil action, referral to a collection agency, and recovery of attorney’s fees, court costs, administrative expenses, and accrued late fees, as permitted by California law. The Client acknowledges that tuition remains owed even if the Client discontinues participation, withdraws early, or chooses not to complete their VA claim.
4.6 Accepted Forms of Payment
Tuition may be paid to VECG through credit card, debit card, ACH transfer, electronic invoice, or any secure payment method approved by the Company. The Client agrees to ensure that payment methods remain valid and up to date. Returned or declined payments may incur administrative fees and may delay completion verification.
4.7 No Refund Policy
Because training materials, educational modules, templates, AI-assisted tools, and coaching sessions become accessible upon enrollment, all tuition payments—whether made upfront or due upon program completion—are non-refundable. The Client understands that no refunds, partial refunds, or tuition reversals will be provided after access to educational content is granted. VECG may, in its sole discretion, offer rescheduled sessions or reasonable accommodations, but tuition remains non-refundable under all circumstances.
5.1 Ownership of Educational Materials
All instructional modules, lesson plans, worksheets, templates, videos, training guides, AI-generated educational outputs, written documents, program content, digital files, and any other materials created or provided by Victus Elite Consilium Group (“VECG”) are the exclusive intellectual property of the Company. The Client receives a limited, non-exclusive, non-transferable, and revocable license to access and use these materials solely for personal educational purposes during participation in the program.
5.2 Restrictions on Use of Program Content
The Client agrees not to copy, reproduce, distribute, publish, upload, display, modify, reverse engineer, or create derivative works based on any VECG educational content. The Client further agrees not to share, sell, license, transfer, or otherwise make any VECG materials available to third parties. All program materials must remain accessible only to the Client enrolled in the training program. Unauthorized sharing or distribution of any VECG content constitutes a material breach of these Terms and may result in immediate removal from the program, termination of access, and potential legal action for damages.
5.3 Use of AI Tools and Outputs
If the Client accesses AI-supported educational tools through VECG, the Client may use the AI-generated suggestions or explanatory content solely for personal training and learning purposes. The Client may not reproduce or publish AI outputs for commercial use, resale, or public distribution. Any attempt to extract proprietary prompts, internal logic, training structure, or system design is strictly prohibited and constitutes a violation of VECG intellectual property rights.
5.4 Protection of Proprietary Curriculum
The Client acknowledges that VECG has invested substantial time and resources into the creation and development of its curriculum, training modules, and educational system. All curriculum design, training structure, teaching methodology, frameworks, lesson formats, and instructional systems remain proprietary to VECG. The Client may not replicate VECG’s program, training system, or curriculum for personal business use, instructional activities, consulting, or any competing educational service.
5.5 Termination of Access to Materials
Upon completion of the program, expiration of access, or termination of participation for any reason, the Client agrees to discontinue use of all VECG materials. If requested, the Client shall delete and permanently remove all downloaded or saved materials from any device. The intellectual property protections in this Section shall survive termination of these Terms and remain fully enforceable under California law.
6.1 Educational-Only Nature of Services
The Client acknowledges that Victus Elite Consilium Group (“VECG”) provides education- only training services designed to teach individuals how to independently understand and manage their own VA disability claims. All instruction, coaching, modules, templates, examples, and materials are strictly educational and informational. Nothing provided by VECG should be interpreted as legal advice, medical advice, mental health advice, or professional representation.
6.2 No Accreditation, Affiliation, or Representation
VECG is not accredited by, affiliated with, or endorsed by the United States Department of Veterans Affairs, the Department of Defense, any branch of the United States Armed Forces, any Veterans Service Organization (VSO), any accredited VA claims agent, or any attorney. VECG does not act as a representative or agent before the VA and does not prepare, present, prosecute, or communicate any claim on behalf of a Client.
6.3 No Guarantee of Results
The Client understands and agrees that VECG makes no promises or guarantees regarding the outcome of any VA disability claim. VECG does not guarantee approval, rating increases, back pay awards, effective dates, compensation levels, or the timeliness of any VA decision. The Client is solely responsible for the preparation, submission, and management of their own claim, and all outcomes depend on factors outside of VECG’s control.
6.4 No Professional Relationship Created
Participation in the VECG educational program does not create an attorney-client relationship, doctor-patient relationship, therapeutic relationship, fiduciary duty, or agency relationship of any kind. The Client remains solely responsible for all decisions made regarding their health, claim filings, and personal information submitted to the VA or other entities.
6.5 Accuracy of Information and Personal Responsibility
The Client is solely responsible for ensuring the truthfulness, accuracy, and completeness of all information provided to the VA or any third party. VECG does not review, verify, or correct any personal information, medical evidence, or statements submitted by the Client. The Client agrees that they bear full responsibility for all outcomes arising from their own actions, submissions, and decisions.
6.6 Platform and Technology Availability
VECG does not guarantee uninterrupted access to the website, platform, or AI tools. Temporary interruptions may occur due to maintenance, updates, technical issues, or matters beyond VECG’s control. The Client agrees that such interruptions do not constitute a breach of these Terms and are not grounds for refund or cancellation of tuition obligations.
7.1 Limitation of Monetary Liability
To the fullest extent permitted by California law, the total liability of Victus Elite Consilium Group (“VECG”), including its owners, officers, employees, contractors, and affiliates, for any claim, dispute, loss, damages, or cause of action arising out of or relating to the use of VECG’s educational program, website, materials, or services, shall not exceed the total amount paid by the Client for the specific training program in question, or one hundred dollars ($100), whichever amount is lower.
7.2 Exclusion of Indirect or Consequential Damages
The Client understands and agrees that VECG shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages. This includes, but is not limited to, lost benefits, lost opportunities, delays in VA decision-making, emotional distress, loss of data, system interruptions, or claims based on reliance on educational content. These exclusions apply regardless of whether such damages were foreseeable or whether VECG was advised of their possibility.
7.3 No Liability for Claim Outcomes or Government Actions
VECG is not responsible for any decision, rating, denial, delay, or administrative action taken by the U.S. Department of Veterans Affairs or any related governmental body. All such outcomes arise solely from the Client’s filings, the VA’s procedures, medical evaluations, and other factors entirely outside VECG’s authority or influence.
7.4 No Liability for User Actions or Submitted Information
The Client bears full responsibility for all information they prepare, submit, or communicate to any governmental or medical entity. VECG does not verify, proofread, or correct any personal statements, medical documents, or supporting evidence. Any loss or harm resulting from inaccurate, incomplete, or misleading information provided by the Client remains solely the Client’s responsibility.
7.5 No Liability for Third-Party Providers or Technical Issues
VECG shall not be held liable for any actions, omissions, errors, performance issues, or recommendations of any third-party platforms, software tools, payment processors, or other external services. VECG is likewise not liable for outages, disruptions, or technical failures related to internet services, devices, software, or any platform used to deliver training.
7.6 Survival of Limitation Provisions
These limitations of liability shall survive termination of the Client’s participation in the VECG program, cancellation of services, or expiration of these Terms, and shall remain enforceable to the maximum extent permitted under California law.
8.1 Client Responsibility to Indemnify
The Client agrees to indemnify, defend, and hold harmless Victus Elite Consilium Group (“VECG”), including its owners, officers, employees, contractors, affiliates, and representatives, from and against any claim, liability, damage, loss, cost, or expense arising out of the Client’s actions, omissions, or misuse of VECG’s educational program, website, materials, or tools. This obligation applies to claims arising from inaccurate information provided by the Client, misuse of instructional materials, improper application of educational guidance, or any conduct that results in third-party disputes or allegations.
8.2 Indemnification for Misrepresentation and Improper Submissions
Client acknowledges that they alone are responsible for all statements, documents, and submissions made to Department of Veterans Affairs or any other governmental body. VECG does not review, correct, or verify the Client’s submissions. If any misrepresentation, omission, or inaccurate filing results in legal consequences, administrative actions, or disputes, the Client agrees to fully indemnify VECG for all related costs, including legal fees and damages.
8.3 Indemnification for Unauthorized Sharing or Distribution
The Client agrees to indemnify VECG for any claim, dispute, or damage resulting from the unauthorized sharing, distribution, copying, reproduction, or posting of VECG’s educational materials, templates, videos, worksheets, AI outputs, or any part of the proprietary curriculum. Any use of VECG materials outside permitted personal educational use may result in liability for infringement or breach of contract.
8.4 Indemnification for Violations of Law or Terms
Client shall indemnify VECG for all losses or expenses arising from any violation of these Terms, any unlawful conduct, or any misuse of VECG’s services, training content, or technology. This includes claims based on harassment, prohibited conduct, attempts to obtain medical or legal advice, or attempts to represent that VECG performed services beyond its educational scope.
8.5 Continuation of Indemnity Obligation
The Client’s duty to indemnify VECG shall continue beyond termination of the program, expiration of these Terms, or completion of the Client’s training, and shall remain enforceable to the maximum extent allowed under California law.
9.1 No Guarantee of Outcomes
Client acknowledges and agrees that Victus Elite Consilium Group (“VECG”) does not guarantee, promise, or warrant any specific outcome related to Client’s VA disability claim. All educational material, training modules, and instructional content are designed solely to provide general information and guidance for self-directed learning. VECG has no control over decisions, actions, or timelines of Department of Veterans Affairs, medical providers, or any external agency. As such, no representation made by VECG shall be interpreted as a prediction, or guarantee of approval, rating percentage, effective date, back pay, or any other result.
9.2 Limitation of Damages
To the fullest extent permitted under California law, VECG’s total cumulative liability for any claim arising out of or related to the use of its website, training programs, materials, or services shall not exceed the total amount paid by the Client for program tuition, or one hundred dollars ($100), whichever is lower. This limitation applies regardless of the legal theory asserted, including contract, tort, negligence, or statutory claims.
9.3 Exclusion of Consequential and Special Damages
VECG shall not be liable to the Client for any indirect, incidental, consequential, exemplary, punitive, or special damages arising from the use of its services or reliance on its educational materials. This includes but is not limited to losses relating to claim denials, reduced ratings, delays in VA processing, missed deadlines, emotional distress, lost opportunities, lost income, or any other alleged harm connected to the Client’s handling of their claim.
9.4 No Liability for User Actions or Errors
The Client agrees that they are solely responsible for the preparation, submission, accuracy, and management of any documents, statements, or evidence provided to the Department of Veterans Affairs. VECG does not review, edit, correct, or approve any materials sent to the VA. VECG therefore assumes no liability for inaccuracies, omissions, clerical mistakes, misstatements, or any consequences resulting from the Client’s own decisions or actions.
9.5 No Liability for Service Interruptions
VECG shall not be liable for any delay or interruption in access to its website, digital platform, AI tools, or training materials due to technical failures, outages, maintenance, third-party service issues, cybersecurity incidents, or other circumstances beyond VECG’s reasonable control.
9.6 Survival of Limitation
The limitations stated in this Section shall survive termination of the Client’s enrollment, expiration of these Terms, or completion of the educational program, and remain enforceable to the fullest extent permitted under California law.
10.1 Governing Law
These Terms of Service, along with any dispute or claim arising from or relating to the Client’s use of VECG’s website, educational materials, or training programs, shall be governed by and interpreted in accordance with the laws of the State of California. All rights, remedies, and obligations established under these Terms shall be enforced pursuant to California law, without regard to any conflict-of-law principles that would apply the laws of another state.
10.2 Venue and Jurisdiction
The Parties agree that any legal action, dispute, claim, or proceeding arising from or related to these Terms, the educational program, or any interaction with VECG shall be brought exclusively in the state or federal courts located in Encino, California, within Los Angeles County. The Client expressly consents to the personal jurisdiction of these courts and waives any objection based on venue, inconvenience, or lack of personal jurisdiction.
10.3 Good-Faith Resolution Requirement
Before initiating any formal legal action, Parties agree to attempt to resolve matter in good faith. This includes providing written notice of the issue and allowing a reasonable period for discussion or clarification. If dispute cannot be resolved within fifteen (15) business days of written notice, either Party may proceed with formal legal remedies available under state law.
10.4 Waiver of Jury Trial
To the fullest extent allowed by law, both Parties knowingly and voluntarily waive the right to a trial by jury for any dispute or claim arising out of or connected to these Terms or the services provided by VECG. Any applicable dispute shall be decided solely by a judge in the courts specified in Section 10.2.
10.5 Attorney’s Fees
If any legal action or proceeding is brought to enforce these Terms or resolve a dispute arising from them, the prevailing Party shall be entitled to recover reasonable attorney’s fees, court costs, and related legal expenses from the non-prevailing Party. This obligation applies to all stages of a dispute, including negotiations, litigation, post-judgment enforcement, or appeals.
10.6 Survival of Obligations
All terms contained within this Section shall survive termination of the Client’s participation in the program or expiration of these Terms of Service, and shall remain fully enforceable under California law.
11.1 Right to Update Terms
Victus Elite Consilium Group (“VECG”) reserves the right to update, revise, or modify these Terms of Service at any time as necessary to improve the educational program, comply with legal requirements, enhance platform functionality, or address operational needs. Any modification will apply prospectively unless otherwise required by law.
11.2 Notice of Changes
When material changes are made, VECG will provide notice by updating the “Last Updated” date at the top of these Terms and, when appropriate, by sending a notice to the email address on file or presenting an on-site notification within the website or digital platform. It is the responsibility of the Client to review the Terms periodically to remain informed of updates.
11.3 Continued Use as Acceptance
The Client acknowledges and agrees that continued access to or use of the VECG website, AI learning tools, instructional materials, coaching sessions, or training platform after modifications are posted constitutes acceptance of the revised Terms. If the Client does not agree to any updated provision, they must discontinue use of all VECG services immediately.
11.4 No Retroactive Changes to Completed Transactions
Unless required by law, modifications to the Terms will not retroactively change fees, obligations, or rights that have already been fully performed or discharged under earlier versions of these Terms.
11.5 Company Discretion
VECG retains full discretion to determine the necessity, timing, and scope of any modifications made under this Section, including changes to program structure, content delivery methods, or eligibility requirements, provided such changes remain consistent with the Company’s education-only model.
12.1 Primary Business Information
Victus Elite Consilium Group (“VECG”) may be contacted for all inquiries regarding these Terms of Service, program policies, user rights, or administrative matters at the Company’s principal business address: 16133 Ventura Blvd, Encino, California 91436.
12.2 Email Communications
All formal notices, questions regarding data practices, program-related inquiries, or requests related to account access must be submitted by email to: info@vecgllc.com
Email communications will be deemed received once delivery is confirmed by the originating email system.
12.3 Response Time
VECG will make reasonable efforts to respond to inquiries within a commercially acceptable timeframe; however, no guarantee is made regarding response speed, availability, or resolution timelines. Response times may vary depending on volume, operational hours, and the nature of the inquiry.
12.4 Changes to Contact Information
If VECG updates its business address, email address, or designated contact method, such changes will be posted on the Company website and incorporated into updated versions of these Terms. The Client is responsible for reviewing the most current contact information when submitting communications to ensure proper delivery.